2020-10-08
The complainant’s son has fragile X syndrome and an intellectual disability and needs assistance when handling money, paying bills and accessing his bank account. The complainant had been assisting her son with his banking at the respondent bank and claimed the bank told her that third-party authorisation would continue after he turned 18. She alleged that when her son turned 18, the bank would no longer permit her to access his account or banking details.
The bank said it allowed access to the account of a customer (whether child or adult) with disability to a relevant authorised person. When a person with disability turned 18, the authorisation was removed for their parent/guardian. If reinstating the authorisation was necessary (for example, if the customer with disability cannot manage their own finances) this could be done with the appropriate legal authority (for example, a financial management order). The bank denied discriminating against the complainant or her son, but said it was sorry that their banking experience did not meet their expectations.
The complaint was resolved with an agreement that the bank pay the complainant’s son $3,500 in compensation for his poor customer experience.
Year
Discrimination type
Disability Discrimination Act
Grounds
Disability
Areas
Goods, services and facilities
Apology
Compensation
Amount
$3,500